Our top 7 loan apps in Switzerland typically offer a streamlined and digitalized process for borrowers who are in need of a loan, allowing users to submit their information, complete necessary documentation, and receive loan approvals directly through the app. These loan apps in Switzerland listed below aim to provide quick and accessible financial solutions to individuals seeking loans for various purposes, offering convenience and efficiency in the borrowing process.
Top 7 Loan Apps in Switzerland
Some of the best loan apps in Switzerland includes Bob Credit, Lend Loan, Good Finance, BCGE, Migros Bank, Rabo Bank and ING among other credible lending institutions.
1. Bob Credit
Bob Credit is our first pick on our top 7 loan apps in Switzerland and they provide loans with an effective interest rate ranging from 5.9% to 10.9%. The loan amount can range from CHF 1000 to CHF 80,000, with a minimum duration of 6 months and a maximum duration of 120 months. Applicants must be at least 18 years old and have Swiss citizenship or a valid permit B or C for foreigners residing in Switzerland for at least 12 months.
2. Lend Loan
Lend Loan is also among our top 7 loans apps in Switzerland that also offers a range of interest rates, from a minimum effective interest rate of 4.5% to a maximum of 9.8%. The loan is usually between CHF 5000 and CHF 200,000, with durations ranging from 12 to 84 months. Applicants must be at least 20 years old and have Swiss citizenship or hold C or B residence permits. Regular income and ongoing employment are also required. Necessary documents include a copy of ID card or passport, salary statements, and extract from the debt collection register and they’ll provide you with a suitable loan as soon as possible.
3. Good Finance
Good Finance is our third pick on our top 7 loan apps in Switzerland. Borrowers can access loans starting from CHF 5000 up to CHF 130,000, with repayment terms spanning 12 to 84 months. Eligibility also requires a minimum age of 18 and Swiss citizenship or a valid permit B or C. Applicants should be employed in a non-terminated position, earning a minimum net income of CHF 60,000 per year. Required documents include recent wage statements and a copy of a passport or ID.
4. BCGE
BCGE offers diverse financial needs, with interest rates ranging between 3.9% and 7.4%. You can easily get funds ranging from CHF 2500 to CHF 80,000 as well, and they have a flexible repayment plan lasting from 6 to 60 months. For you to be eligible you must be at least 18 years old, while the maximum age allowed is 65.
5. Migros Bank
Migros bank is our fifth pick on our top 7 loan apps in Switzerland. With Migros bank, you can easily access loans starting from CHF 1000 up to CHF 100,000, with repayment durations ranging from 6 to 84 months. For you to be eligible, you must be a Swiss citizens, with a minimum age requirement of 18 and a maximum age limit of 64. Applicants are required to have stable employment for a minimum duration of 3 months for monthly salary earners or 6 months for hourly wage earners.
6. Rabo Bank
Rabo Bank offers hassle-free loans with a maximum loan amount of CHF 50,000, competitive interest rates of 5.8% per annum, and a flexible repayment period of up to 5 years. If you apply for loans on Rabo Bank, you will enjoy excellent loan conditions, a swift application process, and quick approvals. Whether it’s for personal or business purposes, Rabo Bank provides loans for any intended use, making it a convenient choice for your financial needs.
7. ING
ING is our last pick on our top 7 loan apps in Switzerland that offers effortless loan access with excellent conditions, appealing interest rates, and a repayment period of 7 years for long-term loans. On your first application, you can obtain up to CHF 20,000, and the process is quick with a fast online application and concessions granted in as little as 15 minutes.
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Conclusion
These top 7 loan apps in Switzerland provide a convenient and digitalized process for borrowers in need of financial assistance. With streamlined applications, quick approvals, and competitive interest rates, these apps aim to offer accessible and efficient solutions for various loan purposes. Whether it’s Bob Credit, Lend Loan, Good Finance, BCGE, Migros Bank, Rabo Bank, or ING, you’re sure to expect a seamless experience and tailored loan options to meet your specific needs.
